GEM reserves the right to unilaterally modify this Site Use Agreement any time without notice. In case of modification, by using this website, you will agree to be bound by the new terms set forth in this agreement.
Privacy of Information and Security
We place great importance on the protection of your privacy. Although our security efforts are consistent with industry practice in Canada, complete privacy, confidentiality and security is not yet possible over the Internet and therefore, cannot be guaranteed. As a result, without limiting any other disclaimer herein, we shall not be responsible or liable for any harm or loss resulting from the transmission of information using this website, nor for any harm that you or any other party may suffer in connection with any breach of confidentiality or security.
By providing information on this website, we are not rendering any legal, insurance, financial or any other professional advice.
Copyright: The layout and contents of this website, including text, graphics, images, software and other material contained herein (collectively “Materials”), are protected by copyright. Unauthorized use of the Materials may violate copyright, trademark, and other laws. Any reproduction, or any redistribution, retransmission or modification of the Materials from this website without our express written permission is prohibited. If you violate any of these restrictions, your permission to use the Materials automatically terminates and you must immediately destroy any copies you have made thereof.
Trademarks: Some of the logos, brands, names, designs, titles, words, phrases or slogans used on this website constitute trademarks of GEM, or are used under license. Any unauthorized downloading, copying, or modifying of the content of this website may thus be in violation of federal or common law trademark and/or copyright laws. All other product names or services mentioned on our website are the trademarks of their respective owners.
Without limiting the generality of the foregoing, the following constitutes trademarks of GEM: GEM (name and design) is a registered trademark of Global Excel Management Inc.
Accuracy of Information
All information on this website is subject to change without notice. We do not guarantee that the information found on this website is accurate or up to date. We shall not be responsible for any detrimental reliance you place upon this website or its contents. Use of this website shall be on an “as is” basis and entirely at your own risk.
Services descriptions provided on this website are only given for general information purposes and are not offered in any jurisdiction or country where such offer or services would be contrary to local law or regulation. The information provided on the website does not constitute an offer. Services described on this website may be governed by the benefits, terms, conditions and exclusions found in your policy wording.
Your use of this website shall be entirely at your own risk. Global Excel, its affiliated companies and their representatives will not be responsible in any manner for any harm, loss or damage, however caused, arising out of your use of this website, including direct, indirect, special, third party or consequential damages. We will not be responsible for any detrimental reliance that you may place upon the website or its content.
Sites accessed by hypertext links appearing in this website have been independently developed by others. We do not guarantee the accuracy of any information in these other sites. We do not make any representation as to the content of these other sites. We do not endorse nor do we approve the opinions expressed in these other sites. The sponsors of these sites are not affiliated to Global Excel or its affiliated companies.
You are prohibited from distributing the text or graphics of this website for any purposes to others without the express written permission of Global Excel. You are also prohibited from duplicating, modifying or reusing this information on your own website without the express written consent of Global Excel. You may, however, print copies of the information for your personal use or store the files on your own computer for your personal use.
You may include a link to this website on your own site as long as the link is made to its Home page.
The head office of Global Excel in Indonesia, is located in Jakarta, Indonesia. The Laws of the administrative region of Jakarta and the federal laws of Indonesia applicable therein shall govern as to the interpretation, validity and effect of this agreement and any use of this website. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the administrative region of Jakarta in any action or proceeding instituted under or related to this agreement or your use of this website.