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3 Things To Consider When Choosing The Best Insurance Plan

Here are 3 main factors to consider when choosing the most suitable insurance plan in Indonesia for you and your family.

The rise of new COVID variants around the world has highlighted the necessity for health insurance. 

More people are starting to realize the importance of protecting themselves and their families from different types of illnesses and financial issues. 

The repercussions of being uninsured during this dangerous time are severe. This makes it crucial to properly compare and choose the most suitable policies and benefits offered by different insurance companies.


Here are 3 main factors to consider when choosing the most suitable insurance plan in Indonesia for you and your family amidst the COVID-19 pandemic. 

1. Coverage options

The first and most important thing for you to find out and research about is insurance coverage. Make sure that you have a clear understanding of what is and is not included in the insurance plan — especially when it comes to COVID. Take your time to research and compare different COVID-focused policies offered by different insurance providers. 

2. Enlisted hospitals

After ensuring what is and what is not included in the insurance policies, be sure to check the network of hospitals that your insurance coverage will provide access to. Also, ask your insurance agent whether you can get reimbursed if you seek treatment outside the enlisted hospital network. 

3. Faster Claim Settlements

Another important thing to check is the speed and the complexity of the insurer’s claims settlement process. When it comes to insurance claims, you need to ensure that your insurance provider can reimburse your claims swiftly through a smooth process. You can have that and more by choosing a modern insurance company that has embraced digitalization by partnering up with Global Excel Indonesia. 


Global Excel Indonesia is a third-party administrator with over 20 years of experience in the Indonesian healthcare industry. We provide risk management solutions, cost containment, claims management, and medical assistance services in more than 90 countries around the world.


With the help of our innovative digital solution, the Hospital Express Discharge program, patients can now enjoy a faster (From 8 hours, to under one hour) and more convenient hospital discharge process with a digitalized, paperless system. 


There are various insurance plans offered by different insurance companies in Indonesia. From critical illnesses, life insurance, to COVID-related plans. Now that you have a clear understanding of what’s being offered by different insurance policies, it is time to choose which policy meets your needs. 


Interested in the added benefits and convenience that the Hospital Express Discharge Program can provide?


Download our program brochure and ask your potential insurance provider about the Hospital Express Discharge program now!


If you want to learn about the impact of COVID on the insurance and healthcare industry, you can watch the recording of our live webinar on the topic of “How Will Another Covid Wave Affect The Insurance And Medical Industry In 2022?” here: https://youtu.be/1bQ2H__TiFs